Top Digital Banks in the Philippines (Apr 2025)

Digital Product Institution Type Interest Rate Basic Account
BanKoBanKoBPI Direct BanKo, Inc.Bank5.00%TODO Savings Account
CIMBCIMBCIMB Bank Philippines, Inc.Bank2.50%UpSave Account
GoTyme BankGoTyme BankGoTyme Bank CorporationDigital Bank3.50%Go Save Account
Komo by EastWestKomo by EastWestEast West Banking CorporationBank2.50%Komo Savings Account
MayaMayaMaya Bank, Inc.Digital Bank3.50%Maya Savings Account
NetBankNetBankNetbank (A Rural Bank), Inc.Bank4.00%Regular Savings Account
OFBank Mobile BankingOFBank Mobile BankingOverseas Filipino Bank, Inc. A Digital Bank of LANDBANKDigital Bank0.05%OFBank Visa/Regular Debit Card Account
OwnBankOwnBankOwn Bank, The Rural Bank of Cavite City, Inc.Bank3.80%Savings Account
RCBC DiskarTechRCBC DiskarTechRizal Commercial Banking Corporation (RCBC)Bank4.88%Full/Community Basic Deposit Accounts
SeaBankSeaBankSeaBank Philippines Inc. (A Rural Bank)Bank4.00%SeaBank Savings Account
TonikTonikTonik Digital Bank, Inc.Digital Bank4.00%Solo Stash Account
UNO Digital BankUNO Digital BankUNObank, Inc.Digital Bank4.00%#UNOready Account
UnionDigital BankUnionDigital BankUnionDigital Bank, Inc.Digital Bank4.00%Savings Account